Medical Card for Kids

Frankly speaking I haven't buy insurance for my kids yet...

I think of getting 1 medical card plan for whole family..which may cost lesser..Eventho Its listed cheaper but oso about RM2K - 3K ...ohhh...more then my 1 month salary lor...

But wat to do?? It a must for kids nowaday...I have no idea wat wrong in this world now...kids often get sick...and hospital charges r expensive like hell...without cover by insurance really don't know where to find the money...

Lucky my kids have the best food since born (My breastmil)....wish they eill grow with healthy & happiness..