Final Saving Money Plan

Talking about saving money plan with hubby last night, we been discussed how to save money for our early retire life. And below are some of the idea we get.

Trying not to overspend on credit cards. I will set a maximum amount to spend by using credit card and control myself not to do shopping often..

Maybe will apply secured loans to clear some of my credit card debts which I have overspent on Christmas. It should helps me to save on interest.

Will searching for new mortgages loan for my 1st house, and refinance if the interest is lower. Our current mortgages loan interest rate is quite high. Perhaps the new loan offer will be better.

Bank in $500 into our current accounts on monthly basic.

Beside this, I looking for home insurance for 2nd home too, because we just informed by the lawyer about the takeover of our new house. Of cause this not for saving money, but its a must to protecting us if anything happen to the house..:p