Saturday, February 03, 2007

Can't Control Myself On Spending

How much did you spend Monthly? For me, I will surely burnt my pocket if my husband did not stop me. Yes, Hubby have to stop & warning me every month. :P. Is hard for me to control myself when I have more then one credit cards, I will tend to spend until reach the credit limit.

I know with the 0% Balance Transfer. I can actually save some interest when transfer the outstanding balance to another credit card. This is a reason make me can't stop myself on spending. :p..And another one is the more I spend the more credit card reward points I receive. I love to use this kind of reward points to exchange for free gift.

Of cause if I want to enjoy this cookie, I have to got more than one credit card. Usually I will choose the credit card provider that offers 0% Balance Transfer. Compare credit cards have to be done before t his, because some charges a certain amount of fee for the balance transfer and some has different interest rate.

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